Certified Divorce Financial Advisors & Forensic Accounting Specialists

A divorce financial advisor, most often credentialed as a CDFA®, analyzes the money side of your divorce: asset division, retirement accounts, spousal support, and the tax consequences of each option. Our team pairs that with forensic accounting, so the numbers your attorney negotiates with are accurate and complete.

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Who We Are

At Divorce Logic, we are a team of divorce financial analysts and forensic accounting specialists who work alongside your family law attorney or mediator to provide the full financial picture in your divorce proceedings.

Our team holds CDFA®, MAFF/CVA, CFP®, CFA, CFE, ChFC, WMCP, and CQS designations. We are based in Montvale, New Jersey, and serve clients throughout New York, Massachusetts, and nationwide. We provide data-driven financial analysis that supports effective, well-informed outcomes for you and your legal team.

Explore our full range of divorce financial services, designed to support you before, during, and after your divorce.

Proud Members Of:

Our services include:

gold checkmark Identifying and valuing assets
Analyzing income and debts
Investigating financial misconduct
Calculating support and maintenance
Preparing and reviewing financial documents
gold checkmark Supporting mediation, settlement, and litigation
Tax impact reviews
QDRO drafting
Post-divorce guidance

Our Services

Whether your case involves business valuation, hidden assets, retirement accounts, or long-term financial planning, we have the credentials and experience to support you.

Divorce Financial Planning

Understanding the financial implications of a proposed settlement before you sign is one of the most important steps you can take. Our CDFA®-certified analysts model settlement scenarios, evaluate long-term financial impact, and provide the clarity to make informed decisions. Not just in the moment, but for years ahead.

Explore Financial Planning

Business Valuations for Divorce

When a closely held business, professional practice, or partnership is part of the marital estate, its valuation requires specialized expertise. Our MAFF®- and CVA-credentialed analysts deliver court-ready business valuations that hold up under scrutiny — working in coordination with your legal team throughout the process.

Request a Business Valuation

Financial Forensics & Hidden Assets

If you have reason to believe financial information is being concealed or misrepresented, our forensic accounting team investigates. We trace undisclosed income, identify dissipated and hidden assets, and produce documented findings that support your attorney's case. Our MAFF®-certified specialists serve clients across NJ, NY, MA, and nationwide.

Speak with a Forensic Specialist

QDRO & Retirement Account Division

Retirement accounts are often among the most significant assets in a divorce, and dividing them correctly requires a court-approved document called a Qualified Domestic Relations Order (QDRO). Errors in preparation or execution can result in significant tax penalties and lost benefits. Our team prepares accurate, plan-compliant QDROs and works directly with plan administrators to protect your retirement assets throughout the process.

Avoid Costly QDRO Errors

Mediation & Collaborative Support

For clients pursuing mediation or collaborative divorce, access to neutral, objective financial analysis supports clearer communication and more durable agreements. Our team provides financial modeling, asset analysis, and settlement scenario review that you and your spouse can rely on, working in coordination with your mediator and collaborative attorneys throughout the process. We help ensure the financial decisions made at the table reflect the full picture.

Learn About Mediation Support

The Expertise Behind Every Engagement

Divorce Logic's team holds CDFA®, MAFF/CVA, CFP®, CFA, CFE, ChFC, WMCP, and CQS designations spanning divorce financial planning, forensic accounting, wealth management, business valuation, and QDRO analysis. From straightforward financial reviews to the most complex cases, we have the credentials and experience to support you.

8+
Designations & certifications

1000s
Of divorce cases supported

50
State coverage for clients

Hear From Our Clients

Working with Divorce Logic Services was an exceptional experience during one of the most challenging times of my life. Mr. Mota and his team combined professionalism with genuine compassion, providing steady guidance and expertise at every stage. Their skillful management, particularly in forensic accounting, led to a fair and positive resolution. I am deeply appreciative of their integrity, dedication, and unwavering support.

F.W.

I’m so glad we chose Jay as our financial neutral for my collaborative divorce. He was professional, patient, and made complicated things like asset division with a pension and QDROs easy to understand. He always took the time to answer my questions and made sure I really “got it,” which gave me peace of mind during a stressful time. Jay was fair to both of us, but also realistic. He even helped my ex see what a court outcome might look like, which saved us time, money, and stress. If you want someone thorough, approachable, and truly has your best interests at heart, Jay’s your guy.

V.H.

Divorce Logic was instrumental in helping me to navigate my divorce, particularly the financial aspects. Jay Mota is an excellent listener and very knowledgable. He provided much more comprehensive guidance than the firm I hired to help process my divorce. Jay handled my case with respect and empathy. I highly recommend him.

Mary Beth W.

Working with Jay during my divorce brought me more clarity, comfort, and calm than I ever expected - honestly, more than I received from my own attorney. He explained every detail in a way that made complex financial information understandable and helped me feel in control during an otherwise chaotic process. His professionalism, integrity, and compassion made a difficult time far more manageable. I can’t recommend him highly enough to anyone going through divorce or financial uncertainty.

Jen N.

The best thing that happened during my divorce process was connecting with Jay Mota. The recommendations I received from Jay combined with the things he reminded me to think about was invaluable. He was generous with his time, available for questions, spent time to learn the details of my situation and provided excellent guidance along the way. While no divorce is simple, mine certainly was complex as it relates to the Marriage Settlement Agreement and Jay helped guide me along the way as it related to the financial portion of my divorce. I highly recommend Jay, it was money well spent.

Judi R.

Divorce Logic Divorce Financial Advisors Serving Clients Nationwide

Serving Clients Where They Are

Divorce Logic is based in Montvale, New Jersey, with in-person availability across northern New Jersey, New York City, and Greater Boston. Clients nationwide work with us through secure, confidential remote meetings, with the same depth of analysis regardless of location.

Wherever you are located, we work collaboratively with your family law attorney, mediator, or financial planner throughout the process.

Schedule a Confidential Consultation

Frequently Ask Questions

What does a divorce financial advisor do?

Unlike a general financial planner, a divorce financial advisor works alongside your attorney during the divorce itself, not just on long-term investment strategy afterward. That means valuing assets, modeling how different settlement offers actually play out, and flagging the tax consequences before you agree to anything, not after.

How can a divorce financial advisor help during mediation or litigation?

The role shifts depending on the setting. In mediation, we act as a neutral resource for both spouses, running asset valuations and settlement comparisons that both sides can trust. In litigation, we work specifically with your attorney, preparing documented financial analysis and, when needed, providing expert testimony to support your case. Either way, the goal is the same: settlement terms based on accurate numbers, not assumptions.

What role do forensic accounting experts play in divorce cases?

Forensic accounting experts trace where the money actually went: deferred compensation, business distributions run through a company instead of taken as salary, and income shifted to related entities are common patterns in cases involving business owners or executives. We document findings using bank records, tax returns, and business financials so your attorney has verified, court-ready analysis rather than a guess.

When should I hire a divorce financial advisor?

Before you exchange financial disclosures or sign anything, ideally. Early involvement gives us time to gather and organize your financial documents, identify every marital asset and liability, and model how different settlement structures play out years down the line, not just on paper today.

What qualifications should I look for in forensic accounting experts?

Look for credentials like Master Analyst in Financial Forensics (MAFF®), Certified Fraud Examiner (CFE®), or CPA, paired with real experience handling complex financial records, not just the certification alone. At Divorce Logic, our forensic team holds MAFF® credentials and works directly alongside family law attorneys on every engagement.

Can a divorce financial advisor help with tax planning after divorce?

A divorce financial planner can walk you through the tax side of asset division: capital gains exposure, taxes on retirement account withdrawals, and how your filing status changes. We also model post-divorce cash flow so you can see the tax impact in practice, not just in theory.

Do you offer virtual consultations?

We offer secure phone and virtual consultations to clients throughout New Jersey, New York, Massachusetts, and nationwide. Remote meetings are fully confidential and provide the same depth of analysis as in-person engagements, making it straightforward to work with our team regardless of where you're located.

Take the Next Step

Divorce is one of the most financially consequential events in a person's life. Having the right financial team in place, one that works alongside your attorney and understands the full picture, can make a meaningful difference in your outcome.

We offer confidential consultations to help you understand where you stand and what questions to ask.

Schedule a Confidential Consultation