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Secure Your Assets with a CDFA® Expert

Most divorce settlements leave money on the table. We run the numbers before you sign.

  • Know what every asset is actually worth before you sign
  • Avoid costly mistakes with 401(k)s, pensions, and business valuations
  • Get clarity on what you're entitled to and what to protect


Divorce Logic Veteran Owned Business, Confidentiality, 25+ years experience and data security badges

We provide specialized financial consulting and work alongside your legal counsel. We do not provide legal representation.

Certified Divorce Financial Analyst (CDFA) & Certified Financial Planner (CFP)

Speak directly with an expert. 
Jay Mota, CDFA®, MAFF/CVA
Founder, Divorce Logic LLC
View full bio

Secure Your Assets with a CDFA® Expert

Most divorce settlements leave money on the table. We run the numbers before you sign.

  • Know what every asset is actually worth before you sign
  • Avoid costly mistakes with 401(k)s, pensions, and business valuations
  • Get clarity on what you're entitled to and what to protect
Unsure if your settlement is fair? We analyze every asset so you get the full picture.


Proudly serving clients in NY, NJ, MA, and across the US.

Confidential. No pressure. Speak directly with an expert.
Jay Mota,
CDFA®, MAFF, CVA, CFP®, ChFC, WMCP 
Founder, Divorce Logic LLC - View full bio

Certified Divorce Financial Analyst (CDFA) & Certified Financial Planner (CFP)

Certified Divorce Financial Analysts Serving NY, NJ, MA & Nationwide

We have offices in New York, New Jersey, and Massachusetts. But most of our clients work with us remotely, which means wherever you are in the US, you get the same level of expertise. No compromise.

Book My 30-Min Consultation

Proud Members Of

NY State Council on Divorce Mediation logo
Divorce Logic is a proud member of Rockland County Bar Association
American Association of Certified QDRO Professionals logo
National Association of Divorce Professionals logo
National Association of Certified Valuators and Analysts logo
Institute for Divorce Financial Analysts logo

We Protect Your 401(k), Pension, and Marital Assets

Your divorce settlement will shape your financial future for years to come. One mistake on a 401k, pension, or business valuation can cost you tens of thousands of dollars. Most people don't find out until it's too late. 

At Divorce Logic, our CDFA® experts analyze every asset, account, and settlement option so you walk away knowing exactly what you're entitled to and what to protect.


Divorce Settlement Analysis

We show you exactly what each settlement option means for your taxes, retirement, and long-term finances before you agree to anything.

Hidden Assets & Forensic Review

If something feels off, it probably is. Our forensic accounting uncovers hidden accounts, undervalued assets, and unreported income others overlook.



Specialized Financial Strategy

From business interests to shared investments and pensions, we model every settlement option so you know exactly what you're agreeing to before you sign.

Going Through Divorce Without a CDFA® Is a Risk You Can't Afford

Missing Critical Assets

Hidden accounts, undervalued businesses, and complex investments often go undetected without professional analysis.


Unfair Settlements

Without accurate valuations and projections, you may agree to terms that compromise your long-term security.


Costly Mistakes Made Under Pressure

Emotional stress and time pressure lead to financial decisions that can cost you for decades.

Financial analysis documents and calculator on a desk — divorce settlement review by Divorce Logic LLC

Getting the Right Financial Advice Before Your Divorce Is Final

Most people don't realize how much the financial decisions made during divorce affect them long after it's over. Getting the right financial advice early means you negotiate from strength. Not from guesswork.

Our CDFA® experts provide the financial analysis your legal team needs to reach a fair settlement:
  • Tax consequences of each settlement option before you agree to anything
  • Accurate valuations of retirement accounts, business interests, and real estate
  • Support calculations based on real financial data, not estimates
  • Side-by-side modeling of every settlement scenario so you know what your life looks like financially on the other side

The right financial advice in divorce isn't about being adversarial. It's about making sure every number is accurate, every asset is accounted for, and nothing gets left on the table.

Book My 30-Min Consultation

Professional CDFA® Expert Support for High-Asset Cases

At Divorce Logic, our team holds credentials beyond the standard Certified Divorce Financial Analyst (CDFA®) designation, including the Master Analyst in Financial Forensics (MAFF®). We work exclusively on divorce finances, which means every scenario we've seen, every mistake we've caught, and every settlement we've analyzed has been divorce-specific. 

Our Financial Divorce Services Include: 

Business Valuation - We value businesses and properties so you know exactly what they're worth in a settlement. 

Support analysis - We analyze alimony and support scenarios so negotiations are based on real numbers. 

Forensic review - We uncover hidden assets and unreported income so nothing gets missed. 


Book My 30-Min Consultation

Prefer to talk first? Call (201) 596-4005, Mon–Fri, 9am–5pm ET.

Jay MotaMAFF, CVA, CDFA, CFP®, CQS, ChFC, WMCP
Founder of Divorce Logic & Lead Divorce Financial Expert

Divorce Logic LLC office reception area, divorce financial advisors serving NJ, NY and MA

Divorce Financial Advisors Who Run the Numbers That Matter

Poorly structured settlements overlook tax consequences, the real after-tax value of retirement accounts, and what a business is actually worth post-divorce. Whether you searched for a divorce financial advisor, a forensic accounting specialist, or simply want to protect your assets before signing. This is exactly what we do.

We model every settlement option so you know what you're agreeing to before it's final.

Book My 30-Min Consultation

Clarity and Confidence When It Matters Most


My divorce certainly was complex as it relates to the Marriage Settlement Agreement and Jay helped guide me along the way as it related to the financial portion of my divorce. I highly recommend Jay, it was money well spent.
-J.R. · High-asset case · NY · 2025


I’m so glad we chose Jay as our financial neutral for my collaborative divorce. He was professional, patient, and made complicated things like asset division with a pension and QDROs easy to understand.

-V.H. · Collaborative Divorce · NJ · 2025


Divorce Logic was instrumental in helping me to navigate my divorce, particularly the financial aspects. Jay Mota is an excellent listener and very knowledgable.

-Mary Beth Weber · High-asset case · NJ · 2025


Jay explained every detail in a way that made complex financial information understandable and helped me feel in control during an otherwise chaotic process.

-Jen N. · Divorce Financial Planning · NY · 2025

Frequently Asked Questions


A divorce financial advisor takes a close look at your entire financial situation, including everything you own, owe, and earn, as well as taxes and retirement savings. They use this information to help you work out a fair settlement. What sets them apart from regular financial planners is that they specialize in the money issues that come up during a divorce. They understand the intricacies of divorce finances and can guide you through the process to ensure you get a fair deal. By considering all aspects of your financial life, a divorce financial advisor can help you make informed decisions and navigate the often complex world of divorce finances. This expertise is crucial in achieving a settlement that truly reflects your financial situation and goals.

A CDFA, or Certified Divorce Financial Analyst, is someone who has gone through special training to understand the financial side of divorce. This includes things like how to divide property, analyze pensions, and figure out alimony payments. They also know about the tax implications of moving assets around. At Divorce Logic, our team members are CDFAs and hold credentials up to the MAFF® level, which includes forensic financial analysis training.

Yes — and the two work best together. Your attorney is your legal advocate and strategist. A divorce financial advisor handles the financial side: modeling what a proposed settlement actually means for your taxes, retirement, cash flow, and long-term security. Together, they form a powerful divorce team. Many attorneys refer their clients to Divorce Logic specifically because financial clarity leads to better, faster settlements — and outcomes clients feel confident about for years to come.

Absolutely. Divorce Logic works with clients across all 50 states. If you searched for a certified divorce financial analyst near me and are outside our New York, New Jersey, or Massachusetts offices, we offer full remote consultations with the same level of expertise.

Your first 30-minute settlement review is completely free. No obligation, no pressure. Just an honest conversation about your situation and what working together would look like.

Ready To Protect What's Yours?

Book your free 30-minute settlement review. No obligation. Just clarity.

Book My 30-Min Consultation Call (201) 596-4005

Divorce Logic LLC
NJ · NY · MA · Nationwide


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