Most people sign their divorce papers without realizing they've left money on the table. We analyze the numbers so you can sign with confidence. In 30 minutes, a certified CDFA® shows you exactly where you stand, what you may be missing, and what to do before you agree to anything.

Know what your settlement is worth before you sign
Speak with Jay Mota, CDFA®, MAFF/CVA
Secure & Confidential. No pressure.

Confidential. No pressure. Speak directly with an expert.
Jay Mota, CDFA®, MAFF, CVA, CFP®, ChFC, WMCP
Founder, Divorce Logic LLC - View full bio

Know what your settlement is worth before you sign
Most people sign their divorce papers without realizing they've left money on the table. We analyze the numbers so you can sign with confidence. In 30 minutes, a certified CDFA® shows you exactly where you stand, what you may be missing, and what to do before you agree to anything.
Rated 5/5
What to Expect in Your Free CDFA® Consultation
A straightforward conversation. No pressure. Just clarity on where you stand.
1
Tell Us About Your Situation
concerns about your settlement. No documents required.
2
Identify Your Financial Risks
to identify what's most at risk in your settlement.
3
Clear Financial Picture
accounting or a CDFA® analysis would strengthen your position.
4
No Obligation, Just Next Steps
What Clients Say
My divorce certainly was complex as it relates to the Marriage Settlement Agreement and Jay helped guide me along the way as it related to the financial portion of my divorce. I highly recommend Jay, it was money well spent.
-J.R. · High-asset case · NY · 2025
I’m so glad we chose Jay as our financial neutral for my collaborative divorce. He was professional, patient, and made complicated things like asset division with a pension and QDROs easy to understand.
-V.H. · Collaborative Divorce · NJ · 2025
Divorce Logic was instrumental in helping me to navigate my divorce, particularly the financial aspects. Jay Mota is an excellent listener and very knowledgable.
-Mary Beth Weber · High-asset case · NJ · 2025
Jay explained every detail in a way that made complex financial information understandable and helped me feel in control during an otherwise chaotic process.
-Jen N. · Divorce Financial Planning · NY · 2025

Certified Divorce Financial Analysts Serving NY, NJ, MA & Nationwide
We have offices in New York, New Jersey, and Massachusetts. But most of our clients work with us remotely, which means wherever you are in the US, you get the same level of expertise. No compromise.
We Protect Your 401(k), Pension, and Marital Assets
Your divorce settlement will shape your financial future for years to come. One mistake on a 401k, pension, or business valuation can cost you tens of thousands of dollars. Most people don't find out until it's too late.
At Divorce Logic, our CDFA® experts analyze every asset, account, and settlement option so you walk away knowing exactly what you're entitled to and what to protect.
Divorce Settlement Analysis
Hidden Assets & Forensic Review
Specialized Financial Strategy
Going Through Divorce Without a CDFA® Is a Risk You Can't Afford
Getting the Right Financial Advice Before Your Divorce Is Final
Our CDFA® experts provide the financial analysis your legal team needs to reach a fair settlement:
- Tax consequences of each settlement option before you agree to anything
- Accurate valuations of retirement accounts, business interests, and real estate
- Support calculations based on real financial data, not estimates
- Side-by-side modeling of every settlement scenario so you know what your life looks like financially on the other side
The right financial advice in divorce isn't about being adversarial. It's about making sure every number is accurate, every asset is accounted for, and nothing gets left on the table.
You'll Meet with Jay Mota, CDFA®
Jay is a U.S. veteran and nationally recognized divorce financial professional with more than 27 years of experience in the financial industry. He holds seven certifications, including the Master Analyst in Financial Forensics (MAFF®) and Certified Valuation Analyst (CVA), representing one of the most comprehensive qualification sets available in divorce financial planning and combining forensic accounting, asset valuation, and financial advisory expertise under one roof.
Jay works exclusively on divorce finances. Every case he has taken, every hidden asset he has uncovered, and every settlement he has analyzed has been divorce-specific. That focus is what separates a general financial advisor from someone who has seen your exact situation hundreds of times before.
Our Financial Divorce Services Include:
Business Valuation - We value businesses and properties so you know exactly what they're worth in a settlement.
Support analysis - We analyze alimony and support scenarios so negotiations are based on real numbers.
Forensic review - We uncover hidden assets and unreported income so nothing gets missed.

Jay Mota, MAFF, CVA, CDFA, CFP®, CQS, ChFC, WMCP
Founder of Divorce Logic & Lead Divorce Financial Expert
Divorce Financial Advisors Who Run the Numbers That Matter
We model every settlement option so you know what you're agreeing to before it's final.
Frequently Asked Questions
A divorce financial advisor takes a close look at your entire financial situation, including everything you own, owe, and earn, as well as taxes and retirement savings. They use this information to help you work out a fair settlement. What sets them apart from regular financial planners is that they specialize in the money issues that come up during a divorce. They understand the intricacies of divorce finances and can guide you through the process to ensure you get a fair deal. By considering all aspects of your financial life, a divorce financial advisor can help you make informed decisions and navigate the often complex world of divorce finances. This expertise is crucial in achieving a settlement that truly reflects your financial situation and goals.
A CDFA, or Certified Divorce Financial Analyst, is someone who has gone through special training to understand the financial side of divorce. This includes things like how to divide property, analyze pensions, and figure out alimony payments. They also know about the tax implications of moving assets around. At Divorce Logic, our team members are CDFAs and hold credentials up to the MAFF® level, which includes forensic financial analysis training.
Yes — and the two work best together. Your attorney is your legal advocate and strategist. A divorce financial advisor handles the financial side: modeling what a proposed settlement actually means for your taxes, retirement, cash flow, and long-term security. Together, they form a powerful divorce team. Many attorneys refer their clients to Divorce Logic specifically because financial clarity leads to better, faster settlements — and outcomes clients feel confident about for years to come.
Absolutely. Divorce Logic works with clients across all 50 states. If you searched for a certified divorce financial analyst near me and are outside our New York, New Jersey, or Massachusetts offices, we offer full remote consultations with the same level of expertise.
Your first 30-minute consultation is completely free. No obligation, no pressure. Just an honest conversation about your situation and what working together would look like.
Just come with your top 3 questions. Jay will review your situation and your options during the call, and you will leave with clear next steps on how to move forward.
Ready To Protect What's Yours?
Book your free 30-minute settlement review. No obligation. Just clarity.

